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Medical Mutual Liability Insurance Society of Maryland, which insures about 6,500 doctors in Maryland, lowered its premiums by 8 percent this year and plans another reduction next year. Many insurance companies, fearful of lawsuits claiming price gouging by their doctor clients, are now reducing premiums. They recognize that their campaign to convince legislators that tort reform is necessary to get lower premiums has fallen on deaf ears. This is because well researched studies have shown that their position was not supported by factual data.

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